Generated by All in One SEO v4.9.3, this is an llms.txt file, used by LLMs to index the site. # IVAorg Blog Not for Profit IVA Specialists ## Sitemaps - [XML Sitemap](https://www.iva.org/blog/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [How do I find the best IVA company for me?](https://www.iva.org/blog/how-do-i-find-the-best-iva-company-for-me/) - [The IVAorg Essential Guide to IVAs](https://www.iva.org/blog/the-ivaorg-essential-guide-to-ivas/) - The team behind IVAorg CIC have over 100 years combined experience across the IVA sector and have helped thousands of people to successfully complete their IVAs. In order to help you navigate your way to debt freedom, we’ve come together, pooled our extensive knowledge and experience and created the ‘The Essential Guide to IVAs’, offering - [Introduction to IVA.org](https://www.iva.org/blog/introduction-to-iva-org/) - Debt is an issue that touches many people’s lives and it’s an issue that we’re all too familiar with, here at IVAorg. - [IVA Statistics - Failure rates](https://www.iva.org/blog/iva-statistics-failure-rates/) - [December on a Budget: Surviving ](https://www.iva.org/blog/december-on-a-budget-surviving/) - [Helping you decide what’s right for you: IVAs and the alternatives](https://www.iva.org/blog/helping-you-decide-whats-right-for-you-ivas-and-the-alternatives/) - [Why the need for a new approach?](https://www.iva.org/blog/why-the-need-for-a-new-approach/) - [How do you know you’re receiving sound debt advice](https://www.iva.org/blog/how-do-you-know-youre-receiving-sound-debt-advice/) - [What is an 'IVA Proposal'](https://www.iva.org/blog/what-is-an-iva-proposal/) - [Coping with the cost of living crisis. ](https://www.iva.org/blog/coping-with-the-cost-of-living-crisis/) - [Breathing Space - The Debt Respite Scheme](https://www.iva.org/blog/breathing-space-the-debt-respite-scheme/) - [How To Cope With The Cost Of Living Crisis](https://www.iva.org/blog/how-to-cope-with-the-cost-of-living-crisis/) - [Cost of Living - The power of a packed lunch ](https://www.iva.org/blog/the-power-of-a-packed-lunch/) - School holidays often bring is expense, and if money is already a concern then having a budget, a plan and a good old fashioned packed lunch might help you - [Five things to consider for your budget next month](https://www.iva.org/blog/five-things-to-consider-for-your-budget-next-month/) - [Staying on track this Christmas](https://www.iva.org/blog/staying-on-track-this-christmas/) - [The COVID 19 Fallout - Debt Up - Income Down ](https://www.iva.org/blog/the-covid-19-fallout-debt-up-income-down/) - [Spring budgets and Christmas hangovers. ](https://www.iva.org/blog/spring-budgets-and-christmas-hangovers/) - Here’s five reasons why now is a great time to review your budget. We’ve spent the start of the year talking, chatting and advising people who are worried about finances. - [Three months in, are things looking up?](https://www.iva.org/blog/three-months-in-are-things-looking-up/) - [‘We knew something needed to change’](https://www.iva.org/blog/we-knew-something-needed-to-change/) - [Debt Horror Stories (how to avoid being one!)](https://www.iva.org/blog/debt-horror-stories-and-how-to-avoid-being-one/) ## Categories - [General](https://www.iva.org/blog/category/general/) - [Debt Relief Order](https://www.iva.org/blog/category/debt-relief-order/) - [IVA](https://www.iva.org/blog/category/iva/) - [About Us](https://www.iva.org/blog/category/about-us/) - [In an IVA](https://www.iva.org/blog/category/in-an-iva/) - [Cost of Living](https://www.iva.org/blog/category/cost-of-living/) - [Debt Awareness Week](https://www.iva.org/blog/category/debt-awareness-week/) - [Christmas](https://www.iva.org/blog/category/christmas/) ## Tags - [debt relief order](https://www.iva.org/blog/tag/debt-relief-order/) - [dro](https://www.iva.org/blog/tag/dro/) - [bankruptcy](https://www.iva.org/blog/tag/bankruptcy/) - [individual voluntary arrangement](https://www.iva.org/blog/tag/individual-voluntary-arrangement/) - [iva](https://www.iva.org/blog/tag/iva/) - [debt management plan](https://www.iva.org/blog/tag/debt-management-plan/) - [dmp](https://www.iva.org/blog/tag/dmp/) - [alternative debt solutions](https://www.iva.org/blog/tag/alternative-debt-solutions/) - [not-for-profit](https://www.iva.org/blog/tag/not-for-profit/) - [new approach](https://www.iva.org/blog/tag/new-approach/) - [iva tips](https://www.iva.org/blog/tag/iva-tips/) - [iva guide](https://www.iva.org/blog/tag/iva-guide/) - [iva proposal](https://www.iva.org/blog/tag/iva-proposal/) - [gas](https://www.iva.org/blog/tag/gas/) - [electricity](https://www.iva.org/blog/tag/electricity/) - [bills](https://www.iva.org/blog/tag/bills/) - [costs](https://www.iva.org/blog/tag/costs/) - [income and expenditure](https://www.iva.org/blog/tag/income-and-expenditure/) - [cost of living](https://www.iva.org/blog/tag/cost-of-living/) - [breathing space](https://www.iva.org/blog/tag/breathing-space/) - [debt respite scheme](https://www.iva.org/blog/tag/debt-respite-scheme/) - [mental health](https://www.iva.org/blog/tag/mental-health/) - [budgeting](https://www.iva.org/blog/tag/budgeting/) - [holidays](https://www.iva.org/blog/tag/holidays/) - [money saving tips](https://www.iva.org/blog/tag/money-saving-tips/) - [budget](https://www.iva.org/blog/tag/budget/) - [Christmas](https://www.iva.org/blog/tag/christmas/) - [credit](https://www.iva.org/blog/tag/credit/) - [covid](https://www.iva.org/blog/tag/covid/) - [debt](https://www.iva.org/blog/tag/debt/) - [budget planner](https://www.iva.org/blog/tag/budget-planner/) - [pledge](https://www.iva.org/blog/tag/pledge/) - [Debt Awareness Week](https://www.iva.org/blog/tag/debt-awareness-week/) - [iva fees](https://www.iva.org/blog/tag/iva-fees/) - [halloween](https://www.iva.org/blog/tag/halloween/) - [debt horror stories](https://www.iva.org/blog/tag/debt-horror-stories/) - [living with debt](https://www.iva.org/blog/tag/living-with-debt/) - [Statistics](https://www.iva.org/blog/tag/statistics/) - [failure rates](https://www.iva.org/blog/tag/failure-rates/) - [IVA Registrations](https://www.iva.org/blog/tag/iva-registrations/)