About IVA.org

IVA.org is a 'Not For Profit' organisation, our main aim being to provide practical and ethical advice to anyone experiencing problems with their unsecured debts.

No matter how large or small your debt problem is, our advisors will help you find the best solution to suit your personal circumstances.

They will provide you with the guidance you need to make an informed decision on your best way forward and give practical advice on the actions you need to take before your creditors take actions again you.

All our advice is free and, unlike many the IVA companies, we do not charge any upfront fees.

Our small team are all IVA specialists but can also advise on all debt solutions including Bankruptcy, Debt Management Plans and Debt Relief Orders.

We are authorised and regulated by the Financial Conduct Authority (FCA)
Firm Reference Number (FRN) 684439

Data Protection Registered ZA033231

Company Number: 08560305 Registered in England & Wales at:

Ocean Business Centre,
Ocean Street,
WA14 5QL

We are committed to providing all our clients with a high quality and friendly service but on occasion you may feel we haven't met the high standards to which we aspire, so we have put in place this Complaints Procedure should it ever be needed.

IVA.org fees

IVAorg CIC is a 'Not for Profit' organisation, a company limited by guarantee, which is run for public benefit rather than shareholder returns. We do not charge any direct fees for the advice and support we provide to our clients and there is no obligation to use our services once you have received advice or support from us.

We are funded through payments received from external Insolvency Practitioners for the intermediary debt resolution work we complete on their behalf. They pay us from the fees they receive for their services which, in most circumstances, are paid by creditors.