Introduction to IVA.org
Debt is an issue that touches many people’s lives and it’s an issue that we’re all too familiar with, here at IVAorg. I’d like to start this blog by introducing myself and IVAorg to you and talk a little about who we are and what we do. My name is Iain Wrenshall and I’ve been …
The shame of debt – and how to break free
If you’ve ever felt a knot in your stomach at the mention of money. Or found yourself closing a browser tab the moment someone walked into the room, then you’re not alone. In the UK, debt carries a stigma that stops millions of people asking the questions they most need answered. That silence has a …
Stretched budget? Four smart ways to tackle your debt
With food, fuel and energy costs continuing to put pressure on household budgets, managing debt repayments can feel like an uphill battle. If you’re finding it harder to keep on top of what you owe, you’re not alone. The good news is that there are some practical steps you can take that can genuinely make …
December on a Budget: Surviving
As December approaches, many of us feel the weight of expectation. Regardless of your financial situation the pressure to engage with endless ‘instragrammable’ experiences can consume your December as well as your bank balance. It doesn’t have to be like this, and with a bit of planning it’s entirely possible to have a joyful, debt-free …
IVA Statistics – Failure rates
It’s that time of year when failure rates for IVAs are published for 2022, and surprisingly, there isn’t much discussion surrounding them! The recent statistics released by The Insolvency Service unveil several noteworthy insights including: And termination rates: How does this compare to IVAorg? Before delving into comparisons, it’s crucial to note that various factors contribute to …
Debt Horror Stories (how to avoid being one!)
With the growing commercialisation of Halloween, it’s also another expense which can cripple an already limited budget and set you on a downward spiral to Christmas.
How do I find the best IVA company for me?
Selecting an Insolvency Practitioner to prepare your IVA can be a tricky business. Well, IVAorg are IVA specialists and, therefore, well positioned to help you make that choice. From our very first involvement, our sole aim is to ensure that your IVA reaches a successful conclusion, giving you the very best chances of achieving your goal of …
‘We knew something needed to change’
If an IVA isn’t the right solution for a customer, whether they can’t meet their repayments or they didn’t want to be in it anyway, it’s likely they’ll fail.
Three months in, are things looking up?
It’s been a busy start to our year at IVAorg and it’s always bittersweet saying that because whilst being busy means that people are worried about their finances, it also means you’re reaching out and taking action which is the single best thing you can do. Unfortunately looking at the economic environment it’s unlikely things …
Spring budgets and Christmas hangovers.
Here’s five reasons why now is a great time to review your budget.
We’ve spent the start of the year talking, chatting and advising people who are worried about finances.
The COVID 19 Fallout – Debt Up – Income Down
thousands of people have had their financial world turned upside down by the pandemic, leaving many really struggling to make ends meet.
