Can I do an IVA if I receive Disability Living Allowance DLA

Yes, Disability Living Allowance (DLA) can be accepted as part of your total income, and receiving Disability Living Allowance (DLA) does not stop you being able to apply for an IVA.

DLA is a tax free benefit for adults and children, provided to assist with the associated costs of living with a disability, covering carers costs or costs for providing supervision.

So long as those costs are being met, and there is still an overall surplus in the household income and expenditure, then an IVA could still provide a fitting debt solution.

Where the caring costs are difficult to calculate due to the changing requirements of the sufferer, an allowance will be provided to show the needs at their most expensive level.

This ensures that there will always be sufficient funds available to cover the sufferer’s day to day caring requirements.

If you receive DLA and would like to discuss your circumstances with an expert, just call our helpline on 0800 856 8569