What is an 'Interim Order'?

An Interim Order is a powerful Court order that, when in place, stops all creditor legal action until the outcome of a Creditors' Meeting has been determined.

It is particularly useful to protect against a determined creditor who is unwilling to refrain from enforcement actions, such as the execution of distress warrants and other enforcement processes.

Interim Orders vs Breathing Space

To a large extent, the Interim Order has now been replaced by the introduction of the Government's Debt Respite Scheme, otherwise known as Breathing Space.

Breathing Space now provides the same protection as an Interim Order, but without the expensive Court fees that were chargeable for each Interim Order application.

Is there a charge to enter Breathing Space?

Entering Breathing Space is completely free and will protect you from any actions your creditors may wish to take against you for a period of 60 days, just as effectively as an Interim Order would have done.

It takes up to 24 hours for creditors to be made aware that Breathing Space has started, afterwhich all enforcement action must stop.

How do I apply for Breathing Space?

Applying for Breathing Space is a relatively straightforward affair.

Further details of the Det Respite Scheme and how to apply can be found here.

Apply For An IVA

IVAorg are the Not for Profit IVA specialists.

If you are being persued by an aggressive creditor and are considering whether entering into an IVA is the best way for you to deal with your debts, please call 0800 856 8569 where one of the team is waiting to have a chat.

Apply for an IVA

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